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Introduction to Financial Planning

What is Financial Planning?

Quite simply, financial planning is creating an idea of what you want your financial picture to look like at some time later in life, thinking about and researching the methods of getting there, and then establishing an actual plan of income accumulation to make sure you get there.

One of the keys to ensuring that your financial picture looks like you want it to later in life is to examine a series of goals or objectives and make a determination of which ones will help you reach your plan. Some goals may include:

Accumulating Money for:

  • Emergencies
  • Retirement
  • Education
  • Starting a Business
  • Other Personal Goals

Protecting What You Already Have

  • Disability
  • Mental health problems
  • Unexpected Death
  • Long Term Health Care
  • Liability Losses

Reducing Income, Estate or Gift Taxes

  • During Your Own Life
  • At Your Death

Passing on Your Assets

  • To Your Spouse
  • To Your Children
  • To Other Heirs
  • To the Government

This list is not inclusive and you may have your own goals that are either consistent or inconsistent with these. The purpose of financial planning is not to judge, but to help you get wherever you are going.

The purpose of this library is to help you and your family understand background information on financial planning, how it works, what your goals can be, what investments can help you meet your goals, whether you need a financial planner and how to find a good one, along with a number of other related issues. You may wish to peruse the Table of Contents to determine if the topic you need specifically is available and go right there. Or, you may wish to browse through this information at your convenience. If we can help with anything, please do not hesitate to call at 1-800-562-2929.

Introduction to Financial Planning
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